666999 - Version 0.3.6

Version Notes

Improvements to ThreatMetrix Detection

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Release Info

Developer Demac Media
Extension 666999
Version 0.3.6
Comparing to
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Code changes from version 0.3.3 to 0.3.6

Files changed (81) hide show
  1. app/code/community/Demac/Optimal/Block/Adminhtml/Risk.php +0 -0
  2. app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Edit.php +0 -0
  3. app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Edit/Form.php +0 -0
  4. app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Edit/Tab/Form.php +0 -0
  5. app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Edit/Tabs.php +0 -0
  6. app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Grid.php +0 -0
  7. app/code/community/Demac/Optimal/Block/Customer/Cards.php +0 -0
  8. app/code/community/Demac/Optimal/Block/Customer/Cards/Form.php +0 -0
  9. app/code/community/Demac/Optimal/Block/Customer/Cards/Grid.php +0 -0
  10. app/code/community/Demac/Optimal/Block/Form/Creditcard.php +0 -0
  11. app/code/community/Demac/Optimal/Block/Info/Creditcard.php +0 -0
  12. app/code/community/Demac/Optimal/Block/Threat.php +0 -0
  13. app/code/community/Demac/Optimal/Helper/Data.php +1 -1
  14. app/code/community/Demac/Optimal/Model/Client/Abstract.php +0 -0
  15. app/code/community/Demac/Optimal/Model/Config/Mode.php +0 -0
  16. app/code/community/Demac/Optimal/Model/Config/Status.php +0 -0
  17. app/code/community/Demac/Optimal/Model/Config/Transaction.php +0 -0
  18. app/code/community/Demac/Optimal/Model/Creditcard.php +0 -0
  19. app/code/community/Demac/Optimal/Model/Creditcard/Client.php +0 -0
  20. app/code/community/Demac/Optimal/Model/Hosted/Client.php +0 -0
  21. app/code/community/Demac/Optimal/Model/Merchant/Customer.php +0 -0
  22. app/code/community/Demac/Optimal/Model/Method/Hosted.php +0 -1
  23. app/code/community/Demac/Optimal/Model/Mysql4/Creditcard.php +0 -0
  24. app/code/community/Demac/Optimal/Model/Mysql4/Creditcard/Collection.php +0 -0
  25. app/code/community/Demac/Optimal/Model/Mysql4/Merchant/Customer.php +0 -0
  26. app/code/community/Demac/Optimal/Model/Mysql4/Merchant/Customer/Collection.php +0 -0
  27. app/code/community/Demac/Optimal/Model/Mysql4/Profile.php +0 -0
  28. app/code/community/Demac/Optimal/Model/Mysql4/Profile/Collection.php +0 -0
  29. app/code/community/Demac/Optimal/Model/Mysql4/Risk.php +0 -0
  30. app/code/community/Demac/Optimal/Model/Mysql4/Risk/Collection.php +0 -0
  31. app/code/community/Demac/Optimal/Model/Observer.php +0 -0
  32. app/code/community/Demac/Optimal/Model/Profile.php +0 -0
  33. app/code/community/Demac/Optimal/Model/Profile/Client.php +0 -0
  34. app/code/community/Demac/Optimal/Model/Resource/Mysql4/Setup.php +0 -0
  35. app/code/community/Demac/Optimal/Model/Risk.php +0 -0
  36. app/code/community/Demac/Optimal/Model/Sales/Order.php +0 -0
  37. app/code/community/Demac/Optimal/Model/Source/Cctype.php +0 -0
  38. app/code/community/Demac/Optimal/Model/Web/Client.php +0 -0
  39. app/code/community/Demac/Optimal/Test/Model/Hosted/Client.php +0 -0
  40. app/code/community/Demac/Optimal/Test/Model/Method/Hosted.php +0 -0
  41. app/code/community/Demac/Optimal/Test/Model/Observer.php +0 -0
  42. app/code/community/Demac/Optimal/controllers/Adminhtml/ThreatController.php +0 -0
  43. app/code/community/Demac/Optimal/controllers/Frontend/OptimalController.php +8 -3
  44. app/code/community/Demac/Optimal/etc/adminhtml.xml +0 -0
  45. app/code/community/Demac/Optimal/etc/config.xml +1 -1
  46. app/code/community/Demac/Optimal/etc/system.xml +0 -0
  47. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.1.1.php +0 -0
  48. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.0.php +0 -0
  49. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.1.php +0 -0
  50. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.2.php +0 -0
  51. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.3.php +0 -0
  52. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.4.php +0 -0
  53. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.5.php +0 -0
  54. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.6.php +0 -0
  55. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.7.php +0 -0
  56. app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.9.php +0 -0
  57. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.1.1.php +0 -0
  58. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.0.php +0 -0
  59. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.1.php +0 -0
  60. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.2.php +0 -0
  61. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.3.php +0 -0
  62. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.4.php +0 -0
  63. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.5.php +0 -0
  64. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.6.php +0 -0
  65. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.7.php +0 -0
  66. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.9.php +0 -0
  67. app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-upgrade-0.1.1-0.2.7.php +0 -0
  68. app/code/community/Demac/Optimal/sql/optimal_setup/upgrade-0.1.1-0.2.7.php +0 -0
  69. app/code/community/Demac/Optimal/sql/optimal_setup/upgrade-0.2.9-0.3.0.php +0 -0
  70. app/code/community/Demac/Optimal/sql/optimal_setup/upgrade-0.3.1-0.3.2.php +0 -0
  71. app/design/adminhtml/default/default/template/optimal/form/creditcard.phtml +0 -0
  72. app/design/adminhtml/default/default/template/optimal/info/creditcard.phtml +0 -0
  73. app/design/frontend/base/default/layout/optimal.xml +0 -0
  74. app/design/frontend/base/default/template/optimal/customer/cards.phtml +0 -0
  75. app/design/frontend/base/default/template/optimal/customer/cards/form.phtml +0 -0
  76. app/design/frontend/base/default/template/optimal/customer/cards/grid.phtml +0 -0
  77. app/design/frontend/base/default/template/optimal/form/creditcard.phtml +0 -0
  78. app/design/frontend/base/default/template/optimal/info/creditcard.phtml +0 -0
  79. app/design/frontend/base/default/template/optimal/threatmeter.phtml +0 -0
  80. app/etc/modules/Demac_Optimal.xml +0 -0
  81. package.xml +9 -11
app/code/community/Demac/Optimal/Block/Adminhtml/Risk.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Edit.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Edit/Form.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Edit/Tab/Form.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Edit/Tabs.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Adminhtml/Risk/Grid.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Customer/Cards.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Customer/Cards/Form.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Customer/Cards/Grid.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Form/Creditcard.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Info/Creditcard.php CHANGED
File without changes
app/code/community/Demac/Optimal/Block/Threat.php CHANGED
File without changes
app/code/community/Demac/Optimal/Helper/Data.php CHANGED
@@ -254,7 +254,7 @@ class Demac_Optimal_Helper_Data extends Mage_Core_Helper_Abstract
254
  }
255
  // End Refactor
256
 
257
- if($billingAddress->getCustomerAddressId() === $shippingAddress->getCustomerAddressId())
258
  {
259
  $billingDetailsArray['useAsShippingAddress'] = true;
260
  } else {
254
  }
255
  // End Refactor
256
 
257
+ if(!$customerData['is_guest'] && $billingAddress->getCustomerAddressId() === $shippingAddress->getCustomerAddressId())
258
  {
259
  $billingDetailsArray['useAsShippingAddress'] = true;
260
  } else {
app/code/community/Demac/Optimal/Model/Client/Abstract.php CHANGED
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app/code/community/Demac/Optimal/Model/Config/Mode.php CHANGED
File without changes
app/code/community/Demac/Optimal/Model/Config/Status.php CHANGED
File without changes
app/code/community/Demac/Optimal/Model/Config/Transaction.php CHANGED
File without changes
app/code/community/Demac/Optimal/Model/Creditcard.php CHANGED
File without changes
app/code/community/Demac/Optimal/Model/Creditcard/Client.php CHANGED
File without changes
app/code/community/Demac/Optimal/Model/Hosted/Client.php CHANGED
File without changes
app/code/community/Demac/Optimal/Model/Merchant/Customer.php CHANGED
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app/code/community/Demac/Optimal/Model/Method/Hosted.php CHANGED
@@ -182,7 +182,6 @@ class Demac_Optimal_Model_Method_Hosted extends Mage_Payment_Model_Method_Cc
182
  if (!$this->canAuthorize()) {
183
  Mage::throwException(Mage::helper('payment')->__('Authorize action is not available.'));
184
  }
185
-
186
  try {
187
  $error = false;
188
  $customerSession = Mage::getSingleton('customer/session');
182
  if (!$this->canAuthorize()) {
183
  Mage::throwException(Mage::helper('payment')->__('Authorize action is not available.'));
184
  }
 
185
  try {
186
  $error = false;
187
  $customerSession = Mage::getSingleton('customer/session');
app/code/community/Demac/Optimal/Model/Mysql4/Creditcard.php CHANGED
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app/code/community/Demac/Optimal/Model/Mysql4/Creditcard/Collection.php CHANGED
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app/code/community/Demac/Optimal/Model/Mysql4/Merchant/Customer.php CHANGED
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app/code/community/Demac/Optimal/Model/Mysql4/Merchant/Customer/Collection.php CHANGED
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app/code/community/Demac/Optimal/Model/Mysql4/Profile.php CHANGED
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app/code/community/Demac/Optimal/Model/Mysql4/Profile/Collection.php CHANGED
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app/code/community/Demac/Optimal/Model/Mysql4/Risk.php CHANGED
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app/code/community/Demac/Optimal/Model/Mysql4/Risk/Collection.php CHANGED
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app/code/community/Demac/Optimal/Model/Observer.php CHANGED
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app/code/community/Demac/Optimal/Model/Profile.php CHANGED
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app/code/community/Demac/Optimal/Model/Profile/Client.php CHANGED
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app/code/community/Demac/Optimal/Model/Resource/Mysql4/Setup.php CHANGED
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app/code/community/Demac/Optimal/Model/Risk.php CHANGED
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app/code/community/Demac/Optimal/Model/Sales/Order.php CHANGED
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app/code/community/Demac/Optimal/Model/Source/Cctype.php CHANGED
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app/code/community/Demac/Optimal/Model/Web/Client.php CHANGED
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app/code/community/Demac/Optimal/Test/Model/Hosted/Client.php CHANGED
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app/code/community/Demac/Optimal/Test/Model/Method/Hosted.php CHANGED
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app/code/community/Demac/Optimal/Test/Model/Observer.php CHANGED
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app/code/community/Demac/Optimal/controllers/Adminhtml/ThreatController.php CHANGED
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app/code/community/Demac/Optimal/controllers/Frontend/OptimalController.php CHANGED
@@ -157,19 +157,22 @@ class Demac_Optimal_Frontend_OptimalController extends Mage_Core_Controller_Fron
157
  $orderData['increment_id'] = 0;
158
  $orderData['customer_email'] = $customerData['email'];
159
 
 
 
160
  $billingAddressId = $customer->getDefaultBilling();
161
- if ($billingAddressId) {
162
  $orderData['billing_address'] = Mage::getModel('customer/address')->load($billingAddressId);
163
  } else {
164
  Mage::throwException($this->__("There was a problem adding the credit card. You must create a billing address first."));
165
  }
166
 
167
  $shippingAddressId = $customer->getDefaultShipping();
168
- if ($shippingAddressId) {
169
  $orderData['shipping_address'] = Mage::getModel('customer/address')->load($shippingAddressId);
170
  } else {
171
  $orderData['shipping_address'] = $orderData['billing_address'];
172
  }
 
173
 
174
  $orderData['base_tax_amount'] = 0;
175
  $orderData['base_grand_total'] = 0;
@@ -235,7 +238,9 @@ class Demac_Optimal_Frontend_OptimalController extends Mage_Core_Controller_Fron
235
  $cardName = $orderStatus->transaction->card->brand;
236
  $profile->setCardNickname(Mage::helper('optimal')->processCardNickname($cardName));
237
 
238
- $cardHolder = $customerData['firstname'] . ' ' . $customerData['lastname']; // $params['firstname'] . $params['lastname'];
 
 
239
  $profile->setCardHolder($cardHolder);
240
 
241
  // Set Card Info
157
  $orderData['increment_id'] = 0;
158
  $orderData['customer_email'] = $customerData['email'];
159
 
160
+
161
+ // Start [Refactor] : Pull the order billing and shipping address rather than the customer default address.
162
  $billingAddressId = $customer->getDefaultBilling();
163
+ if($billingAddressId) {
164
  $orderData['billing_address'] = Mage::getModel('customer/address')->load($billingAddressId);
165
  } else {
166
  Mage::throwException($this->__("There was a problem adding the credit card. You must create a billing address first."));
167
  }
168
 
169
  $shippingAddressId = $customer->getDefaultShipping();
170
+ if($shippingAddressId) {
171
  $orderData['shipping_address'] = Mage::getModel('customer/address')->load($shippingAddressId);
172
  } else {
173
  $orderData['shipping_address'] = $orderData['billing_address'];
174
  }
175
+ // End Refactor
176
 
177
  $orderData['base_tax_amount'] = 0;
178
  $orderData['base_grand_total'] = 0;
238
  $cardName = $orderStatus->transaction->card->brand;
239
  $profile->setCardNickname(Mage::helper('optimal')->processCardNickname($cardName));
240
 
241
+ // Start [Refactor] : This is pulling the billing first name / last name instead of the name entered when creating the credit card.
242
+ $cardHolder = $customerData['firstname'] . ' ' . $customerData['lastname'];
243
+ // End Refactor
244
  $profile->setCardHolder($cardHolder);
245
 
246
  // Set Card Info
app/code/community/Demac/Optimal/etc/adminhtml.xml CHANGED
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app/code/community/Demac/Optimal/etc/config.xml CHANGED
@@ -2,7 +2,7 @@
2
  <config>
3
  <modules>
4
  <Demac_Optimal>
5
- <version>0.3.3</version>
6
  </Demac_Optimal>
7
  </modules>
8
 
2
  <config>
3
  <modules>
4
  <Demac_Optimal>
5
+ <version>0.3.6</version>
6
  </Demac_Optimal>
7
  </modules>
8
 
app/code/community/Demac/Optimal/etc/system.xml CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.1.1.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.0.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.1.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.2.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.3.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.4.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.5.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.6.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.7.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/install-0.2.9.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.1.1.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.0.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.1.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.2.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.3.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.4.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.5.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.6.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.7.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-install-0.2.9.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/mysql4-upgrade-0.1.1-0.2.7.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/upgrade-0.1.1-0.2.7.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/upgrade-0.2.9-0.3.0.php CHANGED
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app/code/community/Demac/Optimal/sql/optimal_setup/upgrade-0.3.1-0.3.2.php CHANGED
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app/design/adminhtml/default/default/template/optimal/form/creditcard.phtml CHANGED
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app/design/adminhtml/default/default/template/optimal/info/creditcard.phtml CHANGED
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app/design/frontend/base/default/layout/optimal.xml CHANGED
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app/design/frontend/base/default/template/optimal/customer/cards.phtml CHANGED
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app/design/frontend/base/default/template/optimal/customer/cards/form.phtml CHANGED
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app/design/frontend/base/default/template/optimal/customer/cards/grid.phtml CHANGED
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app/design/frontend/base/default/template/optimal/form/creditcard.phtml CHANGED
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app/design/frontend/base/default/template/optimal/info/creditcard.phtml CHANGED
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app/design/frontend/base/default/template/optimal/threatmeter.phtml CHANGED
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app/etc/modules/Demac_Optimal.xml CHANGED
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package.xml CHANGED
@@ -1,26 +1,24 @@
1
  <?xml version="1.0"?>
2
  <package>
3
  <name>666999</name>
4
- <version>0.3.3</version>
5
- <stability>beta</stability>
6
- <license>GPL</license>
7
  <channel>community</channel>
8
  <extends/>
9
- <summary>Securely access and process online payments with the NETBANX payment gateway.&#xD;
10
- </summary>
11
  <description>The Optimal Payments NETBANX Hosted Payment Extension allows ecommerce businesses to securely accept and process online payments using Optimal&#x2019;s NETBANX payment gateway and services. The integration is easy to implement and provides the ultimate in payment processing capabilities, fraud management, and reporting.&#xD;
12
  &lt;br /&gt; &lt;br /&gt;&#xD;
13
  The Optimal Payments extension uses a Silent Post integration to the merchant&#x2019;s website. During checkout, payment information is entered on the merchant website and then transmitted securely via Silent Post for processing to the NETBANX payment gateway. The customer remains on the merchant&#x2019;s website at all times allowing the merchant to manage the customer experience. When the customer clicks on the Pay button, payment data is transmitted directly to NETBANX using a PCI-compliant process without accessing any merchant servers.&#xD;
14
  &lt;br /&gt; &lt;br /&gt;&#xD;
15
  This integration significantly reduces PCI compliance requirements and liability as all of the credit card information is processed in Optimal Payments Level 1 PCI compliant environment and servers leaving no sensitive customer payment information stored locally on merchant servers.&#xD;
16
  &lt;br /&gt; &lt;br /&gt;&#xD;
17
- Through the Optimal integration merchants also have the option to enable Threatmetrix fraud detection and management services. ThreatMetrix works by collecting relevant data about the customer and the order, and validating this information during the checkout. Fully integrated into the NETBANX payment gateway, enabling the ThreatMetrix option will allow merchants to automatically hold and flag suspicious orders, drastically reducing any fraud occurrences. Depending on the Score returned by ThreatMetrix an order can be held and flagged or altogether denied during the checkout.&#xD;
18
- </description>
19
- <notes>Fixed issues related to ThreatMetrix.</notes>
20
  <authors><author><name>Demac Media</name><user>demacmedia</user><email>support@demacmedia.com</email></author></authors>
21
- <date>2014-09-02</date>
22
- <time>19:15:40</time>
23
- <contents><target name="magecommunity"><dir name="Demac"><dir name="Optimal"><dir><dir name="Block"><dir name="Adminhtml"><dir name="Risk"><dir name="Edit"><file name="Form.php" hash="25d4bcb59e33a94799bc9f6cb0509cc3"/><dir name="Tab"><file name="Form.php" hash="3731d284c28ed279eb5e00b41f494810"/></dir><file name="Tabs.php" hash="61a8d2ac9942356db313b423fc3c47c2"/></dir><file name="Edit.php" hash="959e8af1e6aae6d02560c98bcabea5ab"/><file name="Grid.php" hash="e999f01578aac6084520029f86852c09"/></dir><file name="Risk.php" hash="6bf5127ba14f9dd38519c6b62203f1f8"/></dir><dir name="Customer"><dir name="Cards"><file name="Form.php" hash="ce79e221d5caf995a10e47cbb4e51f8b"/><file name="Grid.php" hash="d14eb692082fe1299977e7b3ee75dcf3"/></dir><file name="Cards.php" hash="f99686c2296a850312713f6aadc4d04a"/></dir><dir name="Form"><file name="Creditcard.php" hash="d3642d432409cf55069253680bf9ee34"/></dir><dir name="Info"><file name="Creditcard.php" 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24
  <compatible/>
25
  <dependencies><required><php><min>5.3.0</min><max>5.5.16</max></php></required></dependencies>
26
  </package>
1
  <?xml version="1.0"?>
2
  <package>
3
  <name>666999</name>
4
+ <version>0.3.6</version>
5
+ <stability>devel</stability>
6
+ <license uri="http://opensource.org/licenses/gpl-license.php">GPL</license>
7
  <channel>community</channel>
8
  <extends/>
9
+ <summary>Securely access and process online payments with the NETBANX payment gateway.</summary>
 
10
  <description>The Optimal Payments NETBANX Hosted Payment Extension allows ecommerce businesses to securely accept and process online payments using Optimal&#x2019;s NETBANX payment gateway and services. The integration is easy to implement and provides the ultimate in payment processing capabilities, fraud management, and reporting.&#xD;
11
  &lt;br /&gt; &lt;br /&gt;&#xD;
12
  The Optimal Payments extension uses a Silent Post integration to the merchant&#x2019;s website. During checkout, payment information is entered on the merchant website and then transmitted securely via Silent Post for processing to the NETBANX payment gateway. The customer remains on the merchant&#x2019;s website at all times allowing the merchant to manage the customer experience. When the customer clicks on the Pay button, payment data is transmitted directly to NETBANX using a PCI-compliant process without accessing any merchant servers.&#xD;
13
  &lt;br /&gt; &lt;br /&gt;&#xD;
14
  This integration significantly reduces PCI compliance requirements and liability as all of the credit card information is processed in Optimal Payments Level 1 PCI compliant environment and servers leaving no sensitive customer payment information stored locally on merchant servers.&#xD;
15
  &lt;br /&gt; &lt;br /&gt;&#xD;
16
+ Through the Optimal integration merchants also have the option to enable Threatmetrix fraud detection and management services. ThreatMetrix works by collecting relevant data about the customer and the order, and validating this information during the checkout. Fully integrated into the NETBANX payment gateway, enabling the ThreatMetrix option will allow merchants to automatically hold and flag suspicious orders, drastically reducing any fraud occurrences. Depending on the Score returned by ThreatMetrix an order can be held and flagged or altogether denied during the checkout.</description>
17
+ <notes>Improvements to ThreatMetrix Detection</notes>
 
18
  <authors><author><name>Demac Media</name><user>demacmedia</user><email>support@demacmedia.com</email></author></authors>
19
+ <date>2014-09-08</date>
20
+ <time>18:29:46</time>
21
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22
  <compatible/>
23
  <dependencies><required><php><min>5.3.0</min><max>5.5.16</max></php></required></dependencies>
24
  </package>